Training & Education

Next training module on liquidity management: Brussels, 13 May 2026 (register…), next training module on the tokenisation of money: Frankfurt, 20 May 2026 (register…)

EBA one-day advanced training modules

As of 2026, the EBA offers two advanced one-day training modules to complement the EBA Academy and to deepen the understanding of important, specific areas of the European payments landscape:

• Liquidity and cash management module
• Tokenisation of money and digital assets module

Liquidity and cash management module

“Every payment begins with liquidity.” Our training provides a comprehensive exploration of liquidity management by examining its significance for both corporations and banks. It sheds light on the shared challenges and strategies facing banks and corporates in achieving financial resilience and efficient liquidity management and demonstrates the interconnectedness of liquidity within the broader financial ecosystem.

The module delves into corporate treasury practices, focusing on cash flow management with suppliers and customers, payment processes, cash allocation, and strategies to ensure operational stability, financial resilience and safeguard continuity. On the banking side, the course investigates approaches to liquidity management, emphasising compliance with regulatory frameworks such as the Liquidity Coverage Ratio, effective handling of deposit withdrawals, ensuring financial obligations are met, and maintaining sufficient liquidity through High-Quality Liquid Assets, the liquidity buffers, highlighting their critical role in financial resilience.

Tokenisation of money and digital assets module

This course will take delegates on a journey from traditional account-based money to tokenised digital assets. It covers the journey through the “Wild West” era of cryptocurrencies to regulated stablecoins and Central Bank Digital Currencies (CBDCs)/the digital euro. It deep dives into the topics of stablecoins, regulation, technical infrastructure, risks, market impact, strategic implications and an outlook into the future.

The module includes presentations, videos, live demonstrations of wallet functionality, regulatory case studies, interactive exercises from quizzes to threat/opportunity assessment sessions, breakout workshops on strategic positioning, and comprehensive references to further reading.

Content

Lecturers: Joost Bergen (lead instructor), designated EBA Group experts

Topics:

• Concept of liquidity, its significance for banks and corporations
• Corporate cash and liquidity management: cash flow management of both suppliers and customers, strategies for payment processes, liquidity allocation
• The in-house bank model for cash and liquidity management to achieve operational efficiency
• The use of virtual accounts, pooling mechanism and fund sweeping techniques
• Banks’ liquidity management: regulatory frameworks, liquidity coverage ratio (LCR), high-quality liquid assets (HQLA)
• Balance sheet dynamics and funds transfer pricing (FTP) mechanics and application
• Net Interest Income (NII) and its optimisation through asset liability management (ALM) and alignment with the Asset and Liability Committee (ALCO) decisions
• Transaction banking practices and their operational focus and liquidity services
• Shared principles between corporations and banks in the liquidity ecosystem

Lecturers: Dr Michael Salmony (lead instructor), designated EBA Group experts

Topics:

• Differences between cryptocurrency (Ethereum), stablecoins (USDT, USDC, EURC), electronic money tokens (EMT), asset-referenced tokens (ART), commercial bank money
• Classification of backing mechanisms
• Stablecoins deep-dive: ecosystem, distribution, cross-chain bridges, interoperability challenges, user experience, market volumes
• Use cases: crypto market access, 24/7 settlement, cross-border payments, programmable money, DeFi integration, B2B treasury management, automated commerce with AI agents
• Real world examples of functioning stablecoins and their platforms
• Regulation in different regions: Markets in Crypto-Assets (MiCA) implementation, GENIUS Act, LEAP Framework, Payment Token Services regulation
• Analysis of Electronic Money Token vs. Asset-Referenced Token classifications
• Strong customer authentication
• Risk: counterparty risk, depegging, deposit flight threats to traditional banks, operational risks, regulatory arbitrage concerns, fund seizure capabilities by authorities
• Market impact: effects on traditional correspondent banking, networks and card schemes.
• Technical infrastructure
• Strategic implications and practical advice on compliance, security, strategic positioning and risk management

Upcoming courses

You can now register for the first in-person training courses::

• Liquidity and cash management: Brussels, 13 May 2026, 10-17 CET. Register…
• Tokenisation of money and digital assets: Frankfurt, 20 May 2026, 10-17 CET. Register…

Price for each advanced module for EBA Members: EUR 750; for non-members: EUR 950. The price includes all seminar activities, learning materials, and meals/refreshments during the breaks.

For each training, participants will receive 10 credits according to the EBA’s training path to becoming a Payments Expert. The language of the courses will be English.