Open Forum on Digital Transformation

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Networking & Events

EBA Open Forum on Digital Transformation

The EBA Open Forum on Digital Transformation was launched as the “Open Forum on Open Banking and Digital Transformation” in 2019. Its creation was the result of a merger of the Open Forum on Open Banking and the Open Forum on Instant Payments. Participants in both fora had increasingly found the topics of their discussions to be so intertwined that they should be explored together, which is why the EBA proposed to merge the discussion into one forum going forward.

The goal of the EBA Open Forum on Digital Transformation is to support the industry by fostering a transparent and cohesive discussion around the impact of Open Banking, and of the ongoing introduction of real-time end-to-end processes in general, on the wider payments and transaction banking landscape. Approaching Open Banking through the lens of payment services in particular, the forum provides a space for financial industry practitioners to exchange information about access models and Open Banking concepts pursued by various industry initiatives or communities across Europe. Bringing in stakeholders with interests in wider Open Banking contexts facilitates a joint discussion on how to move the entire financial industry toward Open Banking and address related hurdles or challenges.

For more information see the Terms of Reference.

Upcoming meeting

Please register here for the upcoming Open Forum on Digital Transformation “Securing a bright future for payments” on 25 June 2026.

The agenda will follow soon.

Past meetings

The Payments Regulation Playbook: risks, rules and opportunties

A digital event on 25 February 2025

Speakers:

  • Maximilian Baum, Deutsche Bank
  • Nicola Breyer, Independent Expert
  • Carsten Brzeski, ING
  • Thomas Faelli, Ethikos Lawyer
  • Erwin Kulk, EBA CLEARING
  • Wendy de Meyer, Belfius Bank
  • Reinout Temmerman, National Bank of Belgium

Download slide deck

“The future of payments, built on solid foundations and driven by innovation”

Speakers:

  • David Ballaschk, Bundesbank
  • Dr. Florian Forst, Capgemini Invent
  • Elias Ghanem, Capgemini Research Institute
  • Karl Illing, msg for banking
  • Britta Kotthaus, Accenture
  • Helge Michael, Lissi
  • Dr. Carlos Nasher, Projective Group
  • Prof. Dr. Joachim Wuermeling, ESMT Berlin

Download slide deck 

“Banking 2025 and beyond – ingredients for an advanced digital operating model”

Digital meeting, 9 September 2025

Speakers:

  • Koen Adolfs, ABN AMRO
  • Dominic Broom, ETR Digital
  • Royston Da Costa, Ferguson
  • Sundar Devarajan, SAP Fioneer
  • Carlos Figueredo, SAP Fioneer
  • Andreas Frühauf, Läderach
  • Wayne Mills, ETR Digital
  • Andrea Monteleone, J.P. Morgan
  • Esmiralda-Victoria Porath, HSBC
  • Clare Rowley, GLEIF
  • Leonard Schwartz, SAP Fioneer
  • Moez Thameur, Kyriba
  • Tarik Zerkti, PRETA

Download the slide deck

“Transformation and digitalisation – how are payments and banking evolving? Insights and lessons learned “

Digital meeting, 3 June 2025

Speakers:

  • Alexander Schütz, Alvarez & Marsal
  • Christoph Merte, Erste Digital GmbH
  • Daniel Szmuckler, Euro Banking Association
  • Dennis De Weerdt, Deutsche Bank
  • Edwin Sanders, Rabobank
  • Glenn Lauwers, Projective Group
  • John Müller, ING
  • Nicola Breyer, Open Finance & Data Expert
  • Thomas Rose, Alvarez & Marsal
  • Wolfram Stacklies, wealthAPI

Download the slide deck

“The future of cross-border payments, are you informed and ready?”

Digital meeting, 25 February 2025

Speakers:

  • Christoph Auer, Mastercard
  • David Brown, Bank for International Settlements
  • Andreas Frühauf, Läderach
  • Thomas Lammer, Bank for International Settlements
  • Francois Maigre, Swift
  • Annick Moes, Euro Banking Association
  • Katharina Paust-Bokrezion, Deutsche Bank
  • Kate Pohl, Projective Group – facilitator of the EBA Open Forum
  • Frantz Teissèdre, Societe Generale
  • Daniel Webber, FXC Intelligence
  • Jan Paul van Pul, ING

Download the slide set

“Everything, everywhere, all at once – Embracing Digital Transformation in Banking in 2025!”

A digital event, 4 December 2024

Speakers:

  • Philipp Bohrn, Bitpanda
  • Stefan Dierckx, Projective Group
  • Ingo Faulhaber, Worldline
  • Thomas Haida, Microsoft
  • Vedran Jankovic, Deutsche Bank
  • Preston Keat, UBS
  • Lukas Kölbl, Accenture
  • Andreas Krischke, Indigo Headhunters
  • Antoine Larmanjat, Google
  • Alexander Macik, Semperit
  • Francois Masquelier, Simply Treasury and EACT
  • Stephan A. Paxmann, LBBW
  • Kate Pohl, facilitator for the Euro Banking Association
  • Josephine (Jo) Roy, J.P. Morgan
  • Michael Salmony, Payments Innovation Consulting
“Are fraud and cybercrime creating a significant threat to the financial services community?”

A digital event, 11 July 2024

Download the speaker slides

Speakers:

  • Álvaro Azofra, Europol
  • Marcus Columbu, act legal Germany
  • Brigitte De Wilde, Swift
  • Georges Gehchan, Deloitte
  • Helene Gertsen, Danske Bank
  • Dr. Boris Hemkemeier, Commerzbank
  • Roderick Kroon, Projective Group
  • David-Jan Janse, SurePay
  • Hays Littlejohn, EBA CLEARING
  • Annick Moes, Euro Banking Association
  • Jan Osenegg, Senior Advisory
  • Kate Pohl, facilitator for the Euro Banking Association
  • Andrea Radu, Deloitte
  • David Renault, EBA CLEARING
  • Miriam Sinn, Deutsche Bundesbank
  • Matthias Terlau, Görg
  • Joerg Wiemer, TIS
  • Ronny Wolf, Commerzbank
“What a difference a year makes… or not! Welcome to the changing landscape for data, payments and working capital in 2024”

A digital event, 12 March 2024

Download the speaker slides here.

Speakers:

  • Olu Adebiyi, BNY Mellon
  • Silvio Berecic, Theo Müller Secs
  • Carsten Brzeski, ING
  • Peter Cook, Taulia
  • Thomas Egner, Euro Banking Association
  • Thomas Haida, Microsoft
  • Patrick Kunz, Pecunia Treasury & Finance
  • Markus Nowak, Vetter Pharma
  • Opeyemi Olomo, Citigroup
  • Kate Pohl, facilitator for the Euro Banking Association
  • Dr. Patrik Pohl, Deutsche Bank AG
  • Dierk Rathjen, Technosis AG
  • Florian Reis, CRX Markets
  • Erik van der Mars, Mastercard
  • Didier Vandenhaute, PwC
  • Renata Vilanova Lobo, J.P. Morgan
  • Dr Hubertus von Poser, PPI AG
  • Franck Wächter, Puma
“The Future of Payments is a kaleidoscope of opportunity… what’s next and is the velocity changing?”

A digital event, 17 October 2023

Download the speaker slides here.

Speakers:

  • Mounaim Cortet, Innopay
  • Olivier Denecker, McKinsey
  • Brooke DiNatale, Mastercard
  • Thomas Egner, Euro Banking Association
  • Hakan Eroglu, Bank of International Settlements (BIS) Innovation Hub
  • Gerald Hechl, Raiffeisen Bank International
  • Nick Holt, Marqeta
  • Simon Jones, Independent Advisor
  • Manuel Klein, Deutsche Bank
  • Annick Moes, Euro Banking Association
  • Kate Pohl, facilitator for the Euro Banking Association
  • Ortwin Scheja, SRC Security Research & Consulting GmbH
  • Marta Stensheim Haugen, Nordea
  • Christophe Vergne, Capgemini
  • Björn Zaksek, Raiffeisen Bank International
“Before you leave for the beach, explore Payments and Treasury Management trends for 2023 and beyond!”

A digital event, 27 June 2023

Download the speaker slides here.

Speakers:

  • Thomas Egner, Euro Banking Association
  • Birgitte Hoff, Nordea
  • Chris Jameson, Bank of America
  • Manuel Klein, Deutsche Bank
  • Nicolas Kozakiewicz, Worldline
  • Katja Lehr, J.P.Morgan Chase Bank
  • Floor Meeuwis, Société Générale
  • Kate Pohl, facilitator for the Euro Banking Association
  • Fredrik Tallqvist, EBA CLEARING
  • Lafir Thassim, UBS
  • Erik van der Mars, Mastercard
  • Steven Williams, Adtran Holdings
  • Ole Wulff, CXFacts
“Working Capital Management goes digital; what can we expect and what should we demand?”

A digital event, 16 March 2023

Download the speaker slides here.

Speakers:

  • Krister Billing, SEB
  • Daniel Bischof, CRX Markets
  • Jeremy Cross, Finastra
  • Thomas Egner, Euro Banking Association
  • Christian Hausherr, Deutsche Bank
  • Henrik Hodam, Worldline
  • Craig Jeffery, Strategic Treasurer
  • Angela Koll, Commerzbank AG
  • Alexander Leder, Barclays
  • Inés Lüdke, UniCredit Bank AG
  • Opeyemi Olomo, Citigroup
  • Kate Pohl, facilitator for the Euro Banking Association
  • Matteo Russo, BBVA
  • Gabriele Schnell, Société Générale
  • Jörg Wiemer, TIS

 

“What can we expect from payments and banking in the future? Connecting the dots!”

A digital event, 29 November 2022

Download the speaker slides here.

Speakers:

  • Steve Brown, Mastercard
  • David Capezza, Visa
  • Cristian Cengher, Erste Group
  • Thomas Egner, Euro Banking Association
  • Nicolas Kozakiewicz, Worldline
  • Erwin Kulk, EBA CLEARING
  • Patrick Kunz, Pecunia Treasury & Finance
  • Simone Loefgen, Commerzbank
  • Francois Masquelier, Simply Treasury
  • Kate Pohl, facilitator for the Euro Banking Association
  • Michael Salmony, Payments Innovation Consulting
  • Markus Schulz, ING
  • Jochen Siegert, Deutsche Bank
“What’s New? What’s Hot? What’s Next? Transaction Banking in 2022 and beyond”

A digital event, 27 June 2022

Download the speaker slides here.

Speakers:

  • Thomas Egner, Euro Banking Association
  • Philipp Hoefer, RBI
  • Ross Jones, Barclays
  • Ralf Klein, Commerzbank
  • Alexander Macik, Semperit
  • Simon John McConnell, Citibank Europe
  • Kate Pohl, facilitator for the Euro Banking Association
  • Roland Stein, BLOMSTEIN
  • Ad van der Poel, Bank of America
“Examining the various facets of Sustainability and ESG – A new horizon in Banking and Finance?”

A digital event, 8 March 2022

Download the speaker slides here.

Speakers: 

  • Barbara Buchalik, Brygge
  • Thomas Egner, Euro Banking Association
  • Christopher Flensborg, SEB
  • Carsten Göbel, Worldline Financial Services
  • Tatjana Gravenstein, ING
  • Carina Johed, Planethon.io
  • Ali Niknam, bunq
  • Kate Pohl, facilitator for the Euro Banking Association
  • Harri Rantanen, SEB
  • Tanja Reilly, EcoVadis
  • Dr. Nicole Röttmer, PwC
  • Markus Rupprecht, Traxpay
  • Petra Sandner, Helaba
  • Cornelia Schwertner, Brygge
  • Jochen Siegert, Deutsche Bank
“Moving beyond payments – What are the next steps in the digital transformation towards open finance?”

A digital event, 2 November 2021

Download the speaker slides here.

Speakers:

  • André M. Bajorat, Deutsche Bank
  • Jan Ceyssens, European Commission
  • Thomas Egner, Euro Banking Association
  • Jan Erik Ekberg, Huawei Finland
  • Hakan Eroglu, Mastercard
  • Thomas Haida, Microsoft
  • Helen Jones, VISA Europe
  • Lauren Jones, Huawei
  • Alan Koenigsberg, Visa
  • Douwe Lycklama, Innopay
  • Martin Moeller, Microsoft
  • Kate Pohl, facilitator for Euro Banking Association
  • Ben Janse van Rensburg, BankservAfrica
“Payments in the EU – Modern, Safe and Digital!”

A digital event, 9 June 2021

Download the speaker slides here.

Speakers:

  • John Ballantyne, Bottomline
  • Alex Bechtel, Deutsche Bank
  • Thomas Egner, Euro Banking Association
  • Simon Jones, ClearBank
  • Manuel Klein, EY
  • Kai Laddiman, TAS Group
  • Glyn Lewis, TAS International
  • Holger Neuhaus, European Central Bank
  • Kate Pohl, facilitator for Euro Banking Association
  • Vitus Rotzer, Bottomline
  • Philipp Sandner, The Frankfurt School Blockchain Center
  • Ron van Wezel, Aite Group
“Innovation through technology: leveraging AI, cloud and platformisation to create the new normal”

A digital event, 9 February 2021

Download the speaker slides here.

Speakers:

  • Ulli Armbrust, Traxpay
  • Erol Bozak, TIS
  • Vanessa Colella, Citi
  • Thomas Egner, Euro Banking Association
  • Frank Hoefnagels, BBVA
  • Nikola Hristov, TIS
  • Martin Lehmann, TIS
  • Hans-Gert Penzel, Regensburg University
  • Kate Pohl, facilitator for Euro Banking Association
  • Markus Rupprecht, Traxpay
  • Ben Stopford, Confluent
  • Daniel Szmukler, Euro Banking Association
  • Jörg Wiemer, TIS
  • Sven Wilbert, NordLB
  • Markus Wohlgeschaffen, Traxpay
“Cyber Security and Fraud: Cause, Effect and Prevention in a Digital World”

A digital event, 9 September 2020.

Speakers:

  • Carsten Brzesk, ING
  • Thomas Egner, Euro Banking Association
  • Johan Gerber, Mastercard
  • Kate Pohl, facilitator for Euro Banking Association
  • Joerg Reuter, FICO
  • Markus Schultz, ING
  • Edward Singer, Neusinger
“New Ways of Working… Is Agile indispensable for the digital journey? Definitions, implementations and impact”

Frankfurt, 11 February 2020

Speakers:

  • Frederic Brunier, Accenture
  • Thomas Egner, Euro Banking Association
  • Kate Pohl, facilitator for Euro Banking Association
  • Harald Schirmer, Continental AG
  • Birgit Storz, Egon Zehnder
  • Christian von Hammel-Bonten, Paydirekt
  • Laura Wirz, ING
“Moving forward on the digital journey – which payment methods will win the hearts and minds of the customers? Will we still need cash…?”

Amsterdam, 24 October 2019

Speakers:

  • Erol Bozak, TIS
  • Mark Buitenhek, ING
  • Mounaim Cortet, Innopay
  • Alireza Dorfard, Mastercard
  • Thomas Egner, Euro Banking Association
  • Robert Herzig, Metro AG
  • Kate Pohl, facilitator for Euro Banking Association
“Open banking – beyond compliance: bridging the gap between legacy systems and the API future”

Paris, 15 May 2019

Speakers:

  • Thomas Egner, Euro Banking Association
  • Thomas Feiler, equensWorldline
  • Sven Korschinowski, KPMG
  • Kate Pohl, facilitator for Euro Banking Association
  • Peter Vesco, Rezolve Ltd

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